What if?
Time and regular contributions make a difference. Compare assumptions.
Scenario A
€201,480Illustrative final value
Scenario B
€169,254Illustrative final value
Solid: A · Dashed: B. Values in euros; lower edge = 0.
View annual details
| Year | Contributed | A | B | In today’s purchasing power · A |
|---|---|---|---|---|
| 0 | €100,000 | €100,000 | €100,000 | €100,000 |
| 1 | €103,000 | €108,068 | €106,041 | €105,949 |
| 2 | €106,000 | €116,540 | €112,263 | €112,014 |
| 3 | €109,000 | €125,435 | €118,672 | €118,200 |
| 4 | €112,000 | €134,775 | €125,273 | €124,511 |
| 5 | €115,000 | €144,582 | €132,073 | €130,952 |
| 6 | €118,000 | €154,879 | €139,076 | €137,528 |
| 7 | €121,000 | €165,691 | €146,289 | €144,244 |
| 8 | €124,000 | €177,044 | €153,719 | €151,105 |
| 9 | €127,000 | €188,964 | €161,371 | €158,117 |
| 10 | €130,000 | €201,480 | €169,254 | €165,284 |
Side by side
Consider two concepts against the same questions. Not a ranking or recommendation.
| Consideration | ||
|---|---|---|
| What drives returns | ||
| Relative risk | ||
| Horizon & liquidity | ||
| What can go wrong |
Important information
Context for the content, models and calculations on this website.
Information, not a personal recommendation
The content is for general information. The products presented are offered by partner companies; model portfolios and calculations are examples. They do not consider your personal circumstances or replace personal investment advice or a suitability assessment. The discussion note is only a way to prepare for a conversation.
Investment risk & performance
Investments can fall in value; depending on the investment, total loss is possible. Returns and preservation of capital are not guaranteed. Diversification does not eliminate the risk of loss. Past performance is not a reliable guide to future results. Calculation scenarios use freely chosen assumptions, not expected returns.
Tax treatment
Tax treatment depends on your tax residence, the investment and personal circumstances, and may change. This website is not tax advice; the planner excludes taxes. Consult a qualified tax adviser about your situation.
Access, liquidity & conditions
Availability, terms and early access depend on the specific product and its contractual conditions. Lock-up periods, interest reductions or fees may apply. Review the full documents, risks and costs before deciding. Investments cannot be purchased through this website, and it does not confirm product availability, access or deposit protection.